The People's Lawyer Consumer News Alert
Center for Consumer Law
  Volume 78 Number 4

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The People’s Lawyer’s Tip of the Day

All banks are not created equal. Their services may be the same but prices are not. Shop around. Ask about free checking and online banking. Find out what the rate of interest is on deposits and what they charge for bounced checks, stop-payment orders and other services. A little comparative shopping can save you hundreds of dollars a year. Click here for more.


Apple to Announce New iPhone Today

The long wait is over. For the first time in two years, Apple is expected to unveil a brand new iPhone. This time last year, Apple introduced an upgraded version of the iPhone 4. Although the iPhone 4S featured a few subtle changes from its predecessor, it was stylistically the same.



Not this time.



The new iPhone will likely feature a larger screen, slimmer body, faster processor, and several new features.



Are you planning to upgrade? What can you do with your old iPhone?



 Click here for more.


GoDaddy's Massive Outage Not From Hack

On Monday, millions of GoDaddy-hosted websites went dark. According to GoDaddy, its services were fully restored by 7PM EST. During the downtime, an alleged member of the infamous hacker-group Anonymous took to the Internet to take credit for the outage. Despite the confession, representatives from GoDaddy were quick to tell a different story. According to interim CEO Scott Wagner, hackers had nothing to do with the outage. Instead, Wagner insists the outage was a consequence of "series of internal network events that corrupted router data tables." Is your private information still safe? Click here for more.


Your Money

How much disability income insurance do you need? Click here for more.


For the Lawyers

Plaintiff sought to represent a class of AmEx cardholders alleging false marketing. However, the arbitration clause in his credit card agreement explicitly waived any right to class arbitration. Notwithstanding plaintiff’s argument that enforcing the arbitration clause would make it impossible for any person to effectively vindicate his substantive rights, the Third Circuit compelled individual arbitration. The court was apologetic, but firm: “Even if [plaintiff] cannot effectively prosecute his claim in an individual arbitration that procedure is his only remedy, illusory or not.” Click here for more.

 

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