| Volume 75 Number 7 |
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The People’s Lawyer’s Tip of the Day
Do you know the billing date on your credit card? You should. Bills are sent out on the billing date and must be paid with in 20 to 25 days. Shopping the day after your billing date gives you an extra month before payment is due. Click here for more.
Trending: Peer-to-Peer Car Sharing
Most people don't use their car all the time. Weekends, evenings, or even during the day, most consumers only use their vehicles for defined periods of time. Yet, with car payments, gas, and insurance premiums, owning a vehicle can be far more expensive than the value a consumer derives from usage. This is especially the case with "fancy" cars. Some consumers are taking advantage of a new trend and renting out their vehicle by the hour (or day) to complete strangers. "Peer-to-peer car sharing" can be logistically complicated and legally risky. However, for consumers who successfully navigate the intricate details of the program, it can be financially beneficial. How are consumers making money by renting their personal vehicles? Click here for more.
Billing Disputes With Credit Companies
According to the Consumer Financial Protection Bureau, billing disputes lead all complaints against credit card companies. Although interest rates (a close second place) receive a notable number of complaints, billing disputes are particularly troublesome because they can leave consumers feeling frustrated, especially when they're faced with paying the debt or going into default. If you have a dispute with your credit card company, the Consumer Financial Protection Bureau wants to hear from you. For a credit card guide, common "gotchas," and how to file a complaint, Click here for more.
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For the Lawyers
Law firm bringing replevin action is subject to Fair Debt Collection Practices Act. The Fourth Circuit held that the aunt of the debtor could maintain an action against a law firm based on alleged violation that occurred in connection with a replevin proceeding. Click here for more.