| Volume 2 Number 1 |
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The People’s Lawyer’s Tip of the Day
Don't sign a contract to buy a car unless you are sure it is the car you want to purchase. Contrary to what many people believe, the law does not give you three days to change your mind. Once you sign, you are legally bound.
Student Loans - a Life Sentence
Approximately two-thirds of all students use loans to pay for their higher education, according to the Center for Economic and Policy Research. The average debt is $15,500 for public schools and $24,600 for private, many students rack up even more on their credit cards. Call it a reverse dowry: college debt diverts careers and delays or impedes graduates' plans to get married, buy a home or even to start a family. The effects can last years. Click here for more.
Medicare in Poor Financial Health, Trustees Say
The financial condition of Medicare is growing progressively worse and its problems will eventually eclipse those of Social Security, the trustees of the government's two biggest social programs reported Monday. But the warning, for all its urgency, appeared unlikely to spur major action on such a sensitive issue in an election year. Click here for more.
Multi-Level Marketing" Plan Is An Illegal Pyramid
Consumer beware of pyramid schemes. An illegal pyramid operation that posed as a legitimate retailing business and recruited "sales representatives" across the country using deceptive representations has been sued by the Federal Trade Commission. The agency charged that Trek Alliance and its principals used deceptive earnings claims to lure recruits into investing hundreds or thousands of dollars in their illegal scheme. Click here for more.
TLPJ Launches Special Project To Preserve Class Actions
Trial Lawyers for Public Justice (TLPJ), a national public interest law firm, is launching a major new project "The Class Action Preservation Project" to fight a growing attempt by corporations to deprive consumers and employees of their legal rights. Throughout America, corporations are trying to avoid accountability for cheating and discriminating against their customers and workers by slipping class actions bans into the fine print of their form agreements. Click here for more.
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For the Lawyers
Isolated racist comment is not sufficient to create hostile work environment. In Jordan v. Alternative Resources, the 4th Circuit has held that an employee can't sue over isolated racist comment. An isolated racist comment by a co-worker couldn't be reasonably construed as creating a hostile work environment such that an employee who complained could sue for retaliation when he was fired Click here for more.