The People's Lawyer Consumer News Alert
Center for Consumer Law
  Volume 67 Number 5

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The People’s Lawyer’s Tip of the Day

In today’s economy, more and more people are having trouble keeping up with their bills. This free online video series provides help managing your finances, and explains how knowing the law gives you the flexibility you need to deal with creditors and debt collectors. Click here for more.


How to Buy a Car Online

Who needs a test drive and a high pressure sales pitch? More often than ever, consumers are looking to the internet to buy a new or used car. By using the internet, consumers cast a larger net, allowing them to capture the best possible deal. The problem? There is simply too much risk in buying a car sight unseen, even if the deal is extraordinary. How can you take advantage of internet price comparisons, while still protecting yourself at the time of purchase? Click here for more.


Bank Customers Move to Credit Unions

New bank fees have many consumers looking to move their money elsewhere. Bank of America is charging a $5 monthly fee for debit card usage. Citibank is charging a monthly fee for its checking account services. Supporters of credit unions believe they offer a viable alternative, and are actively courting disgruntled consumers away from the big banks. Is moving your money over to a credit union the right move? Click here for more.


Debunking Credit Score Myths

Did you know that your credit score has nothing to do with your age, gender, or career? That's right - your employment history has nothing to do with your credit score. Most consumers think employment history is a factor because it must be included on most loan applications. Remember, a credit score is just one of many factors used to determine loan eligibility. There are five components that determine a score. What are they? Click here for more.


Your Money

Calculate how deductions change take-home pay! Click here for more.


For the Lawyers

Class plaintiffs do not need to show receipt of junk faxes. The Kansas Supreme Court held that plaintiffs were not required to establish the actual receipt of unsolicited fax advertisements in order to proceed with a class action under the Telephone Consumer Protection Act. Click here for more.

 

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