| Volume 67 Number 2 |
Subscribe to the Newsletter
Forward this news alert to your family and friends
Helpful Links
Texas Consumer Complaint Center
Credit Reports and Identity Theft
Your Guide to Small Claims Court
Contact Us
1-713-743-2168
The People’s Lawyer’s Tip of the Day
Federal law prohibits a debt collector from calling you at work, but only after he knows your employer prohibits such calls. If a debt collector calls you at work, let him know that your employer does not allow such calls and that you assume he will never call again. If the debt collector calls back, he is violated federal law and you could be entitled to a penalty of up to $1,000. Click here for more.
Used Car Prices Reach Record Levels
Used cars values are reaching record highs. If you're interested in trading in your car or selling it privately, now may be your time. A number of factors have contributed to a depleted used car inventory for most dealerships, but you can take advantage by trading up for a new vehicle. Are you in the market for a new car? Click here for more.
How to Avoid Extra Bank Fees
By now, you've probably heard that some banks are already charging a monthly fee to use a debit card. Will your bank starting charging you a monthly fee? Maybe. The new rules apply to banks with more than $10 billion in assets. Accordingly, most big banks will look for new revenue elsewhere. However, most "small" banks are exempt from the rules and would have no need to start charging consumers a monthly debit card fee. Do you want to avoid a monthly fee? Find out how! Click here for more.
Four Moves That Can Damage Your Credit
It can take years to establish a solid credit rating. It only takes a single mistake to mess it up. Even if you pay your bills on time, you may be making some less obvious mistakes that hurt your credit. Find out how charging a lot to a store card, ignoring a parking ticket, transferring a balance, and opening a new account can hurt your credit rating. Click here for more.
Your Money
What is your current cash flow? Click here for more.
For the Lawyers
Cingular customers must arbitrate individual claims. The Eleventh Circuit held that in light of the Supreme Court’s decision in Concepcion, Cingular's contract requiring arbitration and prohibiting class claims is enforceable. The court stated “we now hold that, in light of Concepcion, the class action waiver in the Plaintiffs’ arbitration agreements is enforceable under the FAA.” Click here for more.