| Volume 65 Number 10 |
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The People’s Lawyer’s Tip of the Day
Writing a post-dated check is a good idea when you don't have the money in the bank but will soon, right? Wrong! As a general rule a post-dated check may be paid by your bank at anytime. My advice: do not write a post-dated check if you don't have the money in the bank. Click here for more.
Social Security Disability Low on Funds
Social Security's disability program has been flooded with claims, up nearly 50% over the past decade as aging baby boomers need help and people with disabilities lose their jobs. While some applicants wait more than two years for their cases to be resolved, the disability program is having trouble of its own. Congress estimates Social Security disability will run out of money by 2017. If Congress doesn't act, the program will be unable to meet its obligations. Can Congress fix the Social Security disability program? Click here for more.
Health Records & the Risk of Data Theft
As part of health care reform, the government wants medical providers to implement the usage of electronic medical records. By making records electronic, doctors will be able to lower costs over time. With information readily available in electronic format doctors will some more lives. But what about the hidden cost of going digital? Even the most well designed electronic-protection systems are not safe, leaving sensitive medical information vulnerable to attack. In California, some patients have already felt the wrath of the digital world, where 300,000 medical files sat unsecured on the internet for the world to see. Doctor's notes, social security numbers, and insurance forms were all there, all in incredible detail. With the rise of computing hacking threats, will your medical information ever be "confidential" again? Click here for more.
Gold: 7 Things to Know Before You Sell
Gold. Everyone knows what it is. A sign of prestige, a symbol of love, and now, a pretty good investment. As gold continues to hit new record values, many are moving money out of the financial markets and in to gold investment. As a result, gold buyers have never been so excited to pick up your jewelry, coins, and bars. With so many ways to unload your gold, how do you make sure you get the best price? Check out these seven tips before you sell your gold! Click here for more.
Your Money
How do you maximize returns on your CDs? Click here for more.
For the Lawyers
Car dealer’s arbitration provision prohibiting class relief unenforceable. The New Jersey Appellate Division held that a new car dealer cannot enforce arbitration language waiving a customer's right to class-wide relief. The court recognized that Concepcion does not allow the clause to be invalidated pre se on public policy ground, but found that, “the provisions before us are simply too convoluted and inconsistent to be enforced.” Click here for more.