| Volume 3 Number 7 |
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The People’s Lawyer’s Tip of the Day
Never give someone "change" for a cashier's check. If someone offers to pay for something with a larger cashier's check and asks you for the difference in cash, it probably is a scam and the cashier's check is counterfeit. Remember, until a check is actually paid by the bank, it is nothing more than a worthless piece of paper.
Senior Citizens Get Scammed in Alarming Numbers
The majority of fraudulent telemarketing calls "56 to 80 percent" are directed at senior citizens. This problem is becoming worse as more and more Americans move into the 65 and older age group. Click here for more.
Vishing Joins Phishing as Security Threat
Just as Internet surfers have gotten wise to the fine art of phishing, along comes a new scam utilizing a new technology. Creative thieves are now switching their efforts to "vishing," which uses Voice over Internet Protocol (VoIP) phones instead of a misdirected Web link to steal user information. Click here for more.
How to Read Tire Wear
The way your tires wear is a good indicator of other parts of your car. Abnormal wear patterns are often caused by the need for simple tire maintenance, or for front end alignment. Tires should be inspected at every opportunity; once a week isn't too often. Learning to read the early warning signs of trouble can prevent wear that shortens tire life or indicates the need for having other parts of the car serviced. Tires should be inspected 3 ways. First, visually examine all 4 tires; second, feel the tread by hand to detect wear such as feathering and third, check all 4 tires with a pocket type pressure gauge. Click here for more.
Your Money
Which is better: income or growth stock? Click here for more.
For the Lawyers
Filing a lawsuit without having the immediate means of proving the debt does not violate the Fair Debt Collection Practices Act. The 6th Circuit finds that a debt collector who filed a lawsuit without having any available proof that the money was in fact owed did not violate the FDCPA. The court found this was not harassment or a deceptive practice. Click here for more.