| Volume 55 Number 11 |
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The People’s Lawyer’s Tip of the Day
State law allows a patient to obtain a copy of her medical records after providing written consent to the physician. For more information on obtaining your medical records, Click here for more.
Student Loan Debt on the Rise
Students are paying more than ever to go to school. Last year, college graduates owed an average of $24,000 in student loan debt. However, the increase in debt isn't translating to jobs. During the same period debt increased, unemployment jumped from 5.8% to 8.7%. As the cost of college goes up and the reward diminishes, it is more important than ever to shop around for the best value. How do you evaluate which school is right for you? Click here for more.
Buyers Avoiding Foreclosure Investments
In another sign of the housing crisis, investors who normally snatch up foreclosure properties are backing off. Economists predict the trend could hurt the housing market even more. Investors want to avoid a protracted process to obtain legal title. Investors traditionally buy, refurbish, and sell foreclosures, playing a large part clearing the housing market. What does a housing market without investors look like? Click here for more.
Halloween: Health & Safety Tips
As Halloween approaches, it is important for you to take steps to keep your children safe. The Center for Disease Control & Prevention has a new guide that will help you keep your children, friends, and family safe on Halloween. Click here for more.
Your Money
How much life insurance do you need? Click here for more.
For the Lawyers
Bankruptcy attorney sanctioned for charging fee to client’s credit card. A U.S. Bankruptcy Court in Ohio held that an attorney who charged his retainer to the debtor’s credit card violated the Act’s prohibition on assuming more debt to pay legal fees. The court noted, “Section 526(a)(4) explicitly prohibits an attorney from advising a debtor to incur more debt for the purpose of obtaining bankruptcy related legal services. Section 526(a)(4) does not provide that this prohibition may be waived if a client is advised of the consequences of charging a credit card immediately prior to pursuing bankruptcy relief.” Click here for more.