| Volume 54 Number 6 |
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The People’s Lawyer’s Tip of the Day
No health insurance or limited coverage--negotiate with your health care providers. You can negotiate the cost of almost all medical services, and often receive discounts between 10-50%. Let your health care provider know you are self-pay and ask if the price can be adjusted. Click here for more.
Apple Discontinues Free Case Program
Do you own an iPhone 4? Do you have reception problems? If so, you may be entitled to a free case from Apple. However, you must act fast! Apple will discontinue the free case program on October 1, 2010. Apple insists the company will still provide a case to consumers who need one after October 1, but why should you act now? Click here for more.
Finding the Best Credit Card
One billion credit card offers went out to consumers in the second quarter of 2010. Eighty percent of the cards were "reward cards," offering the consumer points or gifts for using the card. Most consumers receive countless credit card offers each year. How can you separate the trash from the treasure and find the credit card that is right for you? Click here for more.
Student Loan Defaults Increase
Do you have student loans? Are you considering going back to school on student loans? According to a report by the Department of Education, student loan defaults recently climbed from 6.7% to 7%, the highest default rate since 1997. Student loans are treated differently from most other types of debt. Specifically, student loans are very difficult to discharge, even in bankruptcy. Are you worried about defaulting on your student loans? Can you afford to go back to school? Click here for more.
Your Money
How much may I contribute to my IRA? Click here for more.
For the Lawyers
Defendants waived arbitration rights. The Sixth Circuit held that defendants waived their right to compel arbitration by “sleeping” on them for 26 month, while plaintiffs incurred the costs of litigation Click here for more.