| Volume 53 Number 10 |
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The People’s Lawyer’s Tip of the Day
Take advantage of the law and get a free copy of your credit report. There are three credit bureaus. Get a free report from one of them every four months. This way you can keep current. Click here for more.
FTC's "Do Not Track" Registry
You've probably heard of the "Do Not Call" registry. The Federal Trade Commission recently announced to a Senate panel that it intends to explore a "Do Not Track" list aimed at online marketers. The biggest problem the Federal Trade Commission faces is the ability to come up with, and implement, such a registry. Internet marketers frequently use tracking cookies and spyware to watch online consumer behavior. Could such a registry actually work? Click here for more.
Recall: Meat Sold at Walmart
The U.S. Department of Agriculture has informed consumers that roast beef and ham sold at Walmart may be infected with the harmful bacteria Listeria. In many cases, consumers became sick after eating prepackaged sandwiches containing the tainted meat. The meat is now under recall. Do you shop at Walmart? Click here for more.
Consumer Protection & Mobile Purchases
Do you make purchases with your mobile phone? If so, you should be aware of potential security problems and your potential liability. If someone makes an unauthorized purchase using your account, are you responsible? If so, for how much? Your responsibility depends on the underlying payment system used for the transaction. For example, if your account is linked to a credit card, federal law limits your liability to $50. Bank accounts and debit cards, however, do not offer a consumer the same protections. What payment system should you use when you set your phone up for mobile purchases? Click here for more.
Your Money
What is your net worth? Click here for more.
For the Lawyers
Credit card class action claims sufficient under Truth in Lending. The Ninth Circuit held that a fixed-rate credit card solicitation was not “clear and conspicuous” because it mislead consumers. Click here for more.