| Volume 52 Number 9 |
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The People’s Lawyer’s Tip of the Day
Don't assume you're anonymous. Web sites can track your browsing activities. Read the companies e-business's privacy policy before you type in any personal information. Look for opportunities to "opt-out" of letting the company send you marketing communications or share your personal information with others. Click here for more.
iPhone 4 Free Case Program
Do you own an iPhone 4? If so, you're likely eligible to receive a free case. If you purchased your phone before July 23, 2010, you can apply for a free case until August 22, 2010. If you purchased your iPhone after July 23, 2010, you have thirty days to apply for the program. In order to qualify, you must purchase an iPhone 4 before September 30, 2010. The case should resolve any reception issues associated with holding the phone in certain ways. To apply, Click here for more.
Highest Paying College Degrees
From 2009 to 2010, mid-career salaries fell 1.5%. Despite the trend, engineers, scientists and mathematicians continue to make increasing salaries. While other skill-sets saw a drop, experts suggest society values practical skills, like those associated with engineers and scientists. Where do the highly paid individuals come from? Which majors pay the highest? If you choose the right degree, can you become recession proof? Possibly. Click here for more.
Car Dealers Escape New Consumer Law
The Consumer Financial Protection Bureau, created by the Dodd-Frank Wall Street Reform and Consumer Protection Act, will not have jurisdiction over most car-dealer financing. The new law, signed July 21 by President Obama, does give the Federal Trade Commission new authority to enact rules to regulate dealer financing, despite the exclusion from CFPB jurisdiction. Car dealers demanded exclusion from jurisdiction, but they may have made their situation even more difficult. How will the FTC use the new authority to regulate car-dealer arranged financing? Click here for more.
Your Money
How much life insurance do you need? Click here for more.
For the Lawyers
Credit card solicitation violates Truth In Lending Act. The Ninth Circuit held that a direct-mail credit card solicitation violated federal consumer protection law because it misled card users regarding the circumstances under which their interest rates could be raised. Click here for more.