| Volume 52 Number 7 |
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The People’s Lawyer’s Tip of the Day
If you can't get a good interest rate, consider increasing the amount of your monthly payment. For a $15,000 loan at 21 percent interest, payable at $405.80 for 60 months, the interest charge you pay over the term of the loan is $9,348.02. Your total repayment amount is $24,348.02. By adding just $50 a month, you shorten your payoff term to 50 months and save $1,814.22 in interest. Click here for more.
Speeding Tickets: Police Methods, Penalties, & Your Rights
Do you have a heavy foot when you drive? Have you been pulled over for speeding? A police officer may ask you how fast you think you were going. Should you answer? Ticket fines can range from hundreds to thousands of dollars. How are fines determined? What about reckless driving, insurance, and repeat offenders? Next time you get pulled over, be familiar with police methods and know your rights! Click here for more.
Travel Tips: Prices May Drop Soon
Over the past two years, travel costs have increased dramatically. Over the next few months, travel experts expect those costs to finally dip again. Cruise, airfare, and hotel costs are expected to drop to new lows by autumn, and many consumers are already taking in the savings. Popular destinations in Europe and American destinations like Las Vegas are offering consumers the most pronounced savings. How can you get in on the deals? Click here for more.
Recall: Fresh Express Lettuce
Do you have any bagged lettuce in your refrigerator? It may be subject to recall for E. coli 0157:H7. If you have Fresh Express Romaine lettuce salad products with use-by dates of July 8 through July 12, your salad is probably subject to the latest recall. E. coli is a very dangerous food poisoning and can often lead to hospitalization. To read about the recall, Click here for more.
Your Money
Do you earn tip income? What is your total take-home pay? Click here for more.
For the Lawyers
FDCPA claim established based on error in petition may proceed. The U.S. District Court for the Eastern District of Texas held that a consumer’s complaint based on errors in pleadings and allegations of written demands that consumer stated were not received, could constitute violations of state and federal debt collection laws. McGinnis v. Dodka Click here for more.