| Volume 1 Number 10 |
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The People’s Lawyer’s Tip of the Day
The Texas Deceptive Trade Practices Act protects you whenever someone misleads or deceives you. This is our consumer protection law, but beware it applies to all sellers, including you when you sell at a garage sale, through a classified ad, or on the web. Don't say anything misleading or deceptive about what you are selling. It could cost you a substantial amount in damages.
Prevent Future Credit Card Debt
Credit card debt starts young in America. Eighteen-year-olds can and do get credit cards, especially if they're headed for college. Enter the big hall on registration day, and there are numerous credit card companies lined up in booths, with easy credit to offer. First the kids start using the card for textbooks, then stereo equipment and clothes. Before they know it, they're asking their parents to bail them out. Unfortunately, more often than not, this behavior is carried into adulthood when our parents are no longer bailing us out. The big point about debt is this: it doesn't put you in control, it puts you in chains. Click here for more.
Using the Net to Manage Your Debt
The Internet has made obtaining and managing credit extremely easy. Within seconds you can get up-to-date information on the best credit card deals in the country, based on criteria that you specify; order a copy of your credit report; obtain credit approval within seconds; transfer your existing balances to your new card; and learn everything you need to know about managing your credit. Click here for more.
Accident Ahead: 10 Credit Card Traps
A guide for getting a credit card, avoiding credit troubles and clearing up your credit problems. Click here for more.
How To Save on Your Mortgage
Interest rates have been rising for almost two years now, and that has made mortgages more expensive. Everyone in the housing market is affected: Buyers can¿t afford to spend as much. Sellers must lower their expectations. And millions of home owners will soon see their monthly mortgage payments rise dramatically. Here¿s how to cope with the new reality, whether you¿re buying, selling or simply staying put. Click here for more.
Your Money
How long should I keep a vehicle? Click here for more.
For the Lawyers
Since the 1870s, Harvard Law School has used the case method approach to legal studies, citing decisions of appeals courts to teach core legal principles. So what should Harvard be teaching its students? Click here for more.