| Volume 50 Number 8 |
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The People’s Lawyer’s Tip of the Day
A debt collector may call you at work until he or she knows your employer prohibits such calls. Once you tell the debt collector the calls are prohibited, federal law says the calls must stop. Click here for more.
Credit Card Industry Faces New Limitations
The United States Senate is working on new legislation to streamline the credit industry. According to executives, credit card companies have been caught off guard by the proposed legislation, including curbs on debit fees, limits on interest rates, and more. The proposed legislation would dramatically reduce the amount of revenue credit card companies generate, while bolstering consumer rights. There are more than 1 billion credit and debit cards in circulation. Will all consumers benefit from the proposed legislation? Click here for more.
Update: Cash for Appliance Program
Find a status update on the cash for appliances rebate program for all fifty states! Click here for more.
Grocery Store Tips & Tricks
You've probably been overcharged at the grocery store and didn't even notice. Scanners often ring up the wrong prices and products are frequently mislabeled. A seventeen state investigation revealed most consumers are getting ripped off at the grocery store and don't even know it. Accordingly, it is extremely important to pay close attention to what you're buying and how much they're charging. For five ways the grocery store overcharges, and how to avoid it, Click here for more.
Your Money
Calculate your line of credit. Click here for more.
For the Lawyers
Contract update with arbitration clause, opt-out and no class action provision, was enforceable. The U.S. District Court for the eastern District of Tennessee held that a customer could not avoid enforcement of an arbitration clause that he received twice by arguing that he did not read it or that it was part of an unconscionable contract of adhesion. “There is nothing exceptional or unduly harsh about the arbitration provision in this case. This is an ordinary case, where the plaintiff did not read the arbitration provision and is now trying to escape his responsibilities.” Click here for more.