| Volume 49 Number 7 |
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The People’s Lawyer’s Tip of the Day
How do you know if something is fact or "urban legend"? The next time someone tells you about an easy way to make a lot of money, get free gift certificates or secret codes for withdrawing money from an ATM, chain-letters that work, strange effects from everyday products, or anything else that just doesn't seem right, check it out Click here for more.
Toyota Suspends Lexus GX 460
Toyota has suspended worldwide sales of the Lexus GX 480 over concerns of rollover susceptibility. Consumer Reports warned consumers to avoid the vehicle because it could roll over in hard turns. The Lexus GX 480 failed standard emergency tests, losing control for extended periods before the electronic stability control system could regain control. Currently Toyota has no timeline to complete the tests. According to multiple reports, other Toyota vehicles may also be affected. Do you own a Lexus GX 480? Click here for more.
Paying Your Taxes: Installment Plans
What if you can't afford your taxes this year? There are options! Many consumers often resort to using a credit card to pay taxes they can't afford. However, the IRS offers payment installment plans for up to $25,000 in taxes that are often less costly than paying over time on a credit card. The average credit card interest rate is just over 13%, while the IRS interest rate is currently 4%. Is a payment plan right for you? Click here for more.
Cell Phone Confidential: 5 Secrets
Finding the right mobile phone plan can be difficult. Minutes, roaming charges, data plans, texting, and coverage can vary greatly across service providers. For five things to consider before committing to a new provider and plan, Click here for more.
Your Money
Can you retire early? Click here for more.
For the Lawyers
Student loan found dischargeable in Bankruptcy. The Eight Circuit Bankruptcy Appellate Panel ruled that a debtor's student loans are dischargeable under §528(a)(8) because paying them would impose an undue hardship on the debtor and her dependents. The debtor received a discharge for her Chapter 7 bankruptcy petition in 2004. Three years later, she filed an adversary proceeding seeking to discharge $300,000 in student loan debt as an undue hardship pursuant to §528(a)(8). She claimed that her family operated at a loss each month, and that she couldn’t work outside the home because she had to take care of her five children, especially twin boys who suffered from autism. Click here for more.