| Volume 48 Number 4 |
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The People’s Lawyer’s Tip of the Day
Writing a post-dated check is a good idea when you don't have the money in the bank but will soon, right? Wrong! As a general rule a post-dated check may be paid by your bank at anytime. My advice: do not write a post-dated check if you don't have the money in the bank. Click here for more.
Credit Card Customers Receive New Perks
Soon after the Credit CARD act became law, many consumers noticed higher credit card interest rates and fees. However, some consumers are receiving new perks designed to generate consumer preference. For example, Citigroup is giving some consumers with the American Airlines credit card 1.2 miles (up from 1.0 miles) for every $1 spent. Just because you have a particular card adding new perks does not mean you will enjoy the benefit. Generally, new benefits are reserved for consumers with good records. How can you take advantage of the new perks? Click here for more.
Automotive Recalls: Stay Up To Date
The recent string of vehicle recalls has many consumers rightfully worried. Is your vehicle subject to recall? How would you know? Stay up to date with all the latest vehicle recalls! Click here for more.
Hydrolyzed Vegetable Protein (HVP) Salmonella Recall
Thousands of consumable products containing hydrolyzed vegetable protein (HVP) are potentially tainted with salmonella, leading to a potentially massive, yet uncertain recall. Since HVP can be used in almost anything, the size of infection is potentially staggering. From salad dressing to burritos, how will you know if your food is safe? Click here for more.
Your Money
How do I maximize returns on my CDs? Click here for more.
For the Lawyers
Borrowers cannot rescind credit transaction they did not complete. The Fourth Circuit held that the right to rescind under Truth in Lending does not apply to an unconsummated credit transaction. Click here for more.