| Volume 43 Number 4 |
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The People’s Lawyer’s Tip of the Day
Homeowner's insurance covers much more than you might think. But insurance is a contract and you must read it carefully. Was your laptop stolen out of your car? Read you policy, you may be covered for this loss. Click here for more.
Zhu Zhu Toy Pets Reported to Be Safe
This holiday's most popular gift is the Zhu Zhu pet hamster. However, after millions of consumers purchased the high demand gift, reports surfaced that the product was unsafe. After numerous conflicting reports, the Consumer Product Safety Commission issued a statement deeming the product safe. What was the uproar all about? Click here for more.
Homeowner Rebates for Energy Efficiency
Earlier in 2009, Cash for Clunkers became an extremely popular government-backed program to spur sales in the automotive industry. Now the government is rewarding energy efficiency. A new program, called Cash for Caulkers, is on the table to give consumers up to $12,000 for energy-efficient appliances and insulation. Are you planning on purchasing new appliances? Find out how you might be reimbursed. Click here for more.
H1N1 Virus Attacks Deep Into Lungs
According to recent scientific studies, the H1N1 virus attacks low level lung tissue. Usually, the flu stays in the upper lung airways. On the other hand, H1N1 attacks from the trachea all the way down to the small cell lung tissue, often causing significant inflammation and cell damage. Despite the alarming report, 90% of those who died from H1N1 had underlying health problems. Furthermore, instances of H1N1 continue to decline around the nation. Find out more about the recent H1N1 health studies and how you can prevent infection. Click here for more.
8 Ways to Reduce Your Cell Phone Bill
Do you pay too much each month for your cell phone? Even if you think the price you pay is fair, you may be able to save a lot more. These eight tips will help you save money and streamline your cell phone plan. Click here for more.
Your Money
Are you headed to college this Spring? With this calculator, you can look up a college or university and calculate the total expenditures. Click here for more.
For the Lawyers
Tax liability not discharged in Bankruptcy. The Ninth Circuit held that a husband and wife's bankruptcy did not extinguish their federal income tax liability relating to a previously filed joint return. The court noted that “‘[i]f the IRS has a claim for taxes for which the return was due within three years before the bankruptcy petition was filed, the claim … is nondischargeable in bankruptcy under §523(a)(1)(A). Because the [taxpayers in this case] filed their bankruptcy petition on September 28, 1994, less than three years after their 1990 taxes were due on October 15, 1991, their 1990 tax liability was not discharged.” Click here for more.