| Volume 42 Number 7 |
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The People’s Lawyer’s Tip of the Day
Never give your social security number to someone you do not know. Identity theft requires a social security number. Protect yours. Click here for more.
Black Friday: Get a Head Start
Black Friday (the day after Thanksgiving) is the biggest shopping day of the year. Every year, retail stores offer deep discounts on popular products to generate business and increase revenue. This year, you can stay ahead of the game. Find out where to find the biggest discounts! Click here for more.
Five Ways to Avoid Overdraft Fees
Have you ever gotten hit with expensive overdraft fees? These pesky fines can mount quickly. Find out five ways to avoid overdraft fees while keeping your money in your pocket! Click here for more.
Which is Better: Debt Cards v. Credit Cards
For the first time ever, debit card transactions recently surpassed credit card transactions. Using a debit card is the equivalent of using cash. Many consumers use debit cards to avoid running up credit card balances. However, you may want to leave your debit card at home this holiday season. Credit cards offer benefits that most debit cards do not. For example, obtaining refunds could take much longer on a debit card. Furthermore, credit card companies monitor spending while most debit cards require you to monitor spending and suspicious behavior. For an in depth comparison, Click here for more.
Your Money
Calculate your debt-to-income ratio! Click here for more.
For the Lawyers
Bank has burden to establish sale was in commercially reasonable manner. A Texas court of appeals held that under the Texas Business and Commercial Code §9.610(b), the Bank had the burden to establish that a repossession sale was conducted in a commercially reasonable manner. The court noted “the Bank failed to produce summary judgment evidence on any of the factors the courts of this state have traditionally considered in evaluating the commercial reasonableness of collateral disposition.” Click here for more.