| Volume 41 Number 10 |
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The People’s Lawyer’s Tip of the Day
Do you have a problem with a debt collector, your car, or your landlord? Do you want to know more about wills, starting a business or family law? Are you still having problems related to Hurricane Ike? These are just some of the areas of law that will be discussed at the “People’s Law School.” Although the program is free, you must register to attend. To register, Click here for more.
FTC Settles With Payday Lenders
An internet based payday loan operation has been ordered to pay $1 million to settle Federal Trade Commission charges that the operation failed disclose key agreement terms and used unlawful debt collection tactics. The operation threatened consumers with arrest, imprisonment, and legal action they could not take. To see the extensive list of the companies and individuals involved in the payday loan operation, Click here for more.
One in Four Chance Nutrition Label is Wrong
According to a recent study conducted by WalletPop, one in four food product nutritional labels contains inaccurate information. News of the inaccuracies is particularly troubling for consumers targeting a diet low in sodium, low in sugar, low in fat, or any variation thereof. What did the test results show? How do you know if a nutritional label is truly accurate? Click here for more.
Chase & Bank of America Revise Fee Policy
Bank of America and Chase Bank have announced they will reduce overdraft fees and change checking account policies. Additionally, after significant consumer backlash, the banks will now allow consumers to "opt-out" of the ability to overspend. Do you bank with Chase or Bank of America? Learn more about the new fee structure! Click here for more.
Your Money
Are you considering an adjustable rate mortgage? Before you decide, estimate the payments with this adjustable rate mortgage calculator. Click here for more.
For the Lawyers
Lender can repossess car after bankruptcy. The Ninth Circuit held that an auto lender did nt violate a bankruptcy discharge injunction when it repossessed a vehicle that a debtor had elected to keep and continue to make payments. Click here for more.