| Volume 41 Number 4 |
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The People’s Lawyer’s Tip of the Day
Be careful when you use a post-dated check. Under the law, your bank may pay that check at any time, and you may bounce many other checks. My advice is never give someone a post-dated check. Click here for more.
Credit Card Satisfaction Drops
According to a recent survey conducted by J.D. Power, overall satisfaction with credit card companies has hit a three-year low. On a scale of 1000, the credit card satisfaction score came in at a dismal 703. Are you satisfied with your card? If not, what are your options? Click here for more.
Debit Card Overdraft Fees Produce Significant Profits
When consumers use debit cards, they rarely think twice about it. After all, a debit card is just like a credit card, right? Wrong! If you don't have enough money in your account to cover your purchases, you will likely get socked with an overdraft fee every time. Most consumers assume that the card will be declined if the funds aren't available. Rather, most banks will allow you to overdraft and then demand you pay an additional $34 for each transaction. Unless your recent deposits have "cleared," you don't technically have money in your account yet. Accordingly, be very careful when using your debit card for daily consumer transactions. Just a few small purchases can turn in to one very expensive bill. Click here for more.
Breaking Down Health Care Reform
On Wednesday night, President Obama spoke to the nation about his health care plan. During the speech, the President discussed the specifics of the plan, addressing concerns over preexisting conditions, a government option, the insurance clearance house, and more. This document breaks down key parts of the plan to understandable components. Click here for more.
Your Money
How much is your house worth? Click here for more.
For the Lawyers
Delaware sports lottery violates federal law. The Third circuit has held that the proposed Delaware sports lottery violates the federal Professional and Amateur Sports Protection Act. Click here for more.