| Volume 40 Number 3 |
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The People’s Lawyer’s Tip of the Day
Is any of your property subject to a recall? To learn what product recalls have been ordered by the government, check out the following website: U.S. Consumer Product Safety Commission. Click here for more.
Evaluating the Best Health Insurance Plans
Considering a change in health insurance? Evaluating the differences between HMOs and PPOs? Wondering which health insurance will cost the least out-of-pocket? This health insurance guide will help you understand health insurance terminology, compare user ratings, examine costs, and choose the best policy for your needs. Click here for more.
Microsoft Integrates Yahoo
In a bid to challenge Google as the market leader, Microsoft has announced a partnership with Yahoo to create the ultimate search engine by combining Microsoft's technology with Yahoo's ability to attract premium advertisers. Under the deal, Microsoft will hire at least 400 Yahoo employees, in addition to 150 Yahoo staff to help in the transition. Can a Microsoft / Yahoo partnership actually challenge Google? Click here for more.
When Will Consumers Start Spending Again?
The job market is weak. Debt levels are high. Although economists generally agree that the economy is showing overall signs of recovery, most will also agree that consumer spending won't ramp up anytime soon. What do experts really mean when they say the recession is over? Click here for more.
Consumer Bankruptcy Filings Increase Dramatically
Consumer bankruptcy filings have soared to the highest levels since October 2005. An additional 126,000 cases were filed just last month. From July 2008 to July 2009, consumer bankruptcy increased a staggering 34%. In 2005, Congress passed the Bankruptcy Abuse Prevention and Consumer Protection Act to make bankruptcy filings more difficult. Accordingly, the recent increases suggest profound financial stress among US households. Click here for more.
Your Money
Which lender has the better loan? Click here for more.
For the Lawyers
Ambiguity in insurance policy should be resolved in favor of coverage. A Texas appellate court has reviewed the meaning of the term “you” in an insurance policy, finding it to be ambiguous. The court noted that, “Because the meaning of ‘you’ is susceptible of two opposing reasonable interpretations under the circumstances of this case, it is ambiguous.” The court concluded that “If a contract is susceptible to more than one reasonable interpretation, or if its meaning is uncertain or doubtful, we will resolve any ambiguity in favor of coverage.” Click here for more.