| Volume 37 Number 9 |
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The People’s Lawyer’s Tip of the Day
Don't assume you're anonymous. Web sites can track your browsing activities. Read the companies e-business's privacy policy before you type in any personal information. Look for opportunities to "opt-out" of letting the company send you marketing communications or share your personal information with others. Click here for more.
New Credit Card Law a Done Deal
It will now be tougher for credit card issuers to raise fees and interest rates on consumers. After passing the quickly passing the Senate, the House ignored objections from the banking industry and voted 361-64 in favor of the measure. The new legislation will make it harder for consumers under the age of 21 to get credit cards. Furthermore, rate hikes will be banned unless a consumer is more than 60 days late. Even then, if the consumer makes six more months of consecutive payments, the rate must then revert to the original. President Obama is set to sign the bill to law on Friday. Click here for more.
Haggle Your Way to Cheaper Prices
Consumer spending is down and retailers are itching for business! Did you know that you can haggle for prices with major retailers, credit card companies, and even medical bills? Whether you're going to Best Buy or the local hospital, find out how to negotiate your own price! Click here for more.
AG Sues Fraudulent Foreclosure Rescue Business
Assets belonging to Excel Loss Mitigation and United Servicing have been frozen by the Texas Attorney General. The companies have been charged with conducting a fraudulent foreclosure rescue scam. According to the enforcement arm of the Attorney General, the defendants fraudulently charged their customers for worthless "rescue," debt counseling and credit repair services. Find out more about the Attorney General's lawsuit against Excel and United. Click here for more.
Your Money
Ever wondered what your work is worth? Find out how much you should be paid. Click here for more.
For the Lawyers
Only lead plaintiff must show "injury in fact." In an important consumer class action suit against the tobacco industry for false advertising, the California Supreme Court ruled that only the lead plaintiff needs to show "injury in fact." The court also noted that that reliance can be presumed in many circumstances where a plaintiff class alleges consumer fraud. Click here for more.