| Volume 36 Number 10 |
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The People’s Lawyer’s Tip of the Day
Unwanted text messages can be both costly and annoying. Under the Controlling the Assault of Non-Solicited Pornography and Marketing (CAN-SPAM) Act, the Federal Communications Commission (FCC) created rules to prohibit unwanted commercial e-mail messages to wireless devices. If you're receiving unwanted messages, Click here for more.
How to Get Low Interest Loans
Interest rates are at record lows. The average rate on a 30-year fixed mortgage recently hit a 20-year low when it fell below 5% in mid-March. However, credit requirements have been upped. Refinancing to receive a low interest loan might require jumping through some hoops. If you can pull it off, you could be saving $300 a month for a $300,000 loan. These strategies can help you navigate the roadblocks and get in to a more comfortable loan. Click here for more.
Man Sues Collector's Lawyers, Wins Lawsuit
A Laurel man with a disabling brain injury and no money told debt collector lawyers that the time limit for seeking payment had expired and that a suit had been dismissed before. But a North Dakota law firm sued him anyway, trying to collect a credit card debt on behalf of the creditor.
This time Timothy McCollough got mad. He hired a lawyer, got the suit dismissed and then sued the North Dakota law firm for violating debt collection laws.
For more of this story, Click here for more.
10 Ways to Save on Your Cell Phone Bill
Looking to save a little extra money every month? These tips can help you save up to $1000 a year on your cell phone bill! Click here for more.
How to See & Avoid Car Repair Scams
Check out this easy-to-read car repair guide, created by the Texas Attorney General! The guide explains authorization to begin repair work, things you should not do, common scams, resolving disagreements over the bill, and the law you can you to sue. Click here for more.
Your Money
How much do I need to retire? Click here for more.
For the Lawyers
Risk of Identity Theft Provides Standing, But Inadequate Damage to Yield Negligence Claim. A District Court in California has held that a job applicant whose personal information was stored on a stolen laptop, had standing to sue the company due to his risk of future identity theft. The court noted, however, that the risk of future harm was insufficient damage to sustain the applicant's negligence claims, the court held, because negligence claims require a showing of present harm. Click here for more.