| Volume 34 Number 3 |
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The People’s Lawyer’s Tip of the Day
Federal law allows you to withhold payment from your credit card company if the goods you purchase never arrive. But you must act quickly. Under the law, you must dispute your bill within 60 days of when it is sent. Read the back of your credit card statement for details on disputing a debt. Wait too long and you lose you rights! Click here for more.
DTV Transition Officially Delayed
Are you one of the many consumers not yet ready for the digital TV transition? In a big win for consumers, the House voted to officially extend the Digital TV mandatory transition to June 12, 2009. With the extra time, what do you need to know to comply with the transition before it's too late? Click here for more.
Avoiding Dangerous Carbon Monoxide
Consumer Reports has published several important ways to keep you and your family safe from carbon monoxide. From heaters to carbon monoxide alarms, find out the easiest ways to stay safe. Click here for more.
Retail Jobs in Trouble
Usually, when big business lays off employees, they can work in retail until back on their feet. Unfortunately, retail positions are being slashed as well. In the last year, retail has lost over 522,000 jobs. With more companies like Circuit City in trouble, the layoffs will likely continue. Find out what to do when the "fall-back job" falls through. Click here for more.
Obama Caps Exec Pay - The Good & the Bad
This week, President Obama ordered that companies receiving bailout assistance cap executive pay at $500,000. Is this good news? Experts debate the positive and negative consequences of capping executive salary. Click here for more.
Your Money
What will it take to save for a goal? Click here for more.
For the Lawyers
Lender not liable for failing to refund "unearned" finance charge. The Ninth Circuit considered whether a creditor who imposes a flat finance charge that does not vary with the term of a Refund Anticipation Loan must refund a portion of the charge as "unearned interest" under 15 U.S.C. ยง1615 when the loan is repaid earlier than anticipated in the loan agreement. The court held that the finance charge in question is not "interest" and does not have to be refunded. Click here for more.