| Volume 3 Number 3 |
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The People’s Lawyer’s Tip of the Day
Don't think stopping payment on a check protects you from having to pay when a problem arises. If the check is transferred to another person, you probably will have to pay, even if you have a legitimate reason to not pay the person to whom you gave the check.
A Scam Pops Up
The sales technique is called a "negative-option plan," one of those shady but legal deals in which consumers are automatically charged for services or products until they take action to say they don't want them. Companies that use negative-option sales typically defend their business practices by saying that consumers simply don't recall signing up, or saying that someone in the household must have clicked "yes" to accept an Internet pop-up ad's offer. Click here for more.
Seven Power Habits to Guarantee Financial Independence
Are you always running short of your funds? Do you still have to borrow money sometimes to at least live comfortably? Do you get to pay your bills on time? If you answered mostly yes, then you are in danger of being financially unstable. You cannot afford the things you want and sometimes, even the things you need. Don't go sulking out there! You better move your body. If such is the case, better tell yourself that you cannot afford to be that way always. You have to be financially independent. Click here for more.
Double Crossed By Debt Counselors
The pop-up Internet ads are incessant, and the television commercials flood airwaves on daytime and late-night television, all promising relief to a nation of increasingly reckless spenders. An increasingly broad swath of nonprofit organizations today promise credit counseling, debt management or debt negotiation to consumers in over their financial heads, but do they really help? Click here for more.
Your Money
How will taxes and inflation affect my savings? Click here for more.
For the Lawyers
Insured's failure to give timely notice before settling a lawsuit does not automatically justify insurer's refusal to pay. The court of appeals found that the insurer produced no evidence that the actions of its insured or the settling carriers caused prejudice, as required by the policy. Click here for more.