| Volume 28 Number 7 |
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The People’s Lawyer’s Tip of the Day
If you can't get a good interest rate, consider increasing the amount of your monthly payment. For a $15,000 loan at 21 percent interest, payable at $405.80 for 60 months, the interest charge you pay over the term of the loan is $9,348.02. Your total repayment amount is $24,348.02. By adding just $50 a month, you shorten your payoff term to 50 months and save $1,814.22 in interest.
Ditching Your Cellphone Provider on the Cheap
For wireless customers, the price of freedom has long come in the form of exorbitant early termination charges. A customer who abandoned a contract before it was set to expire could expect to pay as much as $200. And for a family of four looking to ditch their wireless plan, fees could climb to an astronomical $800. But now, customers are fighting back, and claiming some sizable wins. Click here for more.
U.S. Fails To Prosecute Internet Fraud Cases
While Web users drown in spam and fend off scams aimed at stealing their money, U.S. federal and state law enforcement authorities are doing little to resolve what has become a multi-billion-dollar problem. Click here for more.
Is Agent Commission Negotiable?
When choosing an agent to sell your home, is the commission negotiable? Click here for more.
Save $6,000 By Paying Attention
By spending smart in just 6 areas, you'd do better for your bottom line than if you were to get an 18.8% raise from your employer. Click here for more.
Your Money
Mortgage Point Adviser Click here for more.
For the Lawyers
Filing time-barred lawsuit violates fair debt Collection Practices Act. A U.S. District court in Illinois has held that a debt collector violates federal law by filing a suit it knows or reasonably should have knows was time-barred. Click here for more.