| Volume 28 Number 3 |
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The People’s Lawyer’s Tip of the Day
Never give someone "change" for a cashier's check. If someone offers to pay for something with a larger cashier's check and asks you for the difference in cash, it probably is a scam and the cashier's check is counterfeit. Remember, until a check is actually paid by the bank, it is nothing more than a worthless piece of paper.
Decline My Debit Card, Please
A $30 overdraft on a $2 bottle of water? No wonder banks don't reject purchases when you haven't got enough in your account. Turns out most of us don't want this 'courtesy.' Click here for more.
Credit Card Can Be Hedge Against Travel Scams
As long as people want to travel, crooks will try to scam them. Travel is an especially inviting target for scammers because, typically, you have to pay some or all of the costs upfront, often months before traveling. According to some reports, seniors are more prone to being cheated than younger travelers, but no age group is immune. Click here for more.
10 Things Your Personal Trainer Won't Tell You
Personal training is more popular than ever. Today an estimated 91% of health clubs offer it, and some 6.3 million Americans are signing up for sessions, up from four million in 1998, says the International Health, Racquet and Sportsclub Association. But the growth has fueled competition among trainers, who are battling to stand out. Click here for more.
How To Spot A Credit-Card Rip-Off
Issuers are taking heat for hidden charges, but there's already an easy way to tell if a new card offer is a deal or not. It's the "Schumer Box," a table in every application named for Sen. Charles Schumer, D-NY who sponsored the 1988 law that requires it. Click here for more.
Your Money
Should my spouse work? Click here for more.
For the Lawyers
Attorney fee agreement not subject to oral modification. The Texas Supreme Court has held that a written attorney fee contract that specified only hourly rates could not be modified by evidence of an oral agreement to cap fee. Click here for more.