| Volume 27 Number 1 |
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The People’s Lawyer’s Tip of the Day
In Texas, there is no wage garnishment except for child support, student loans and certain taxes. A debt collector's threat to garnish your wages when he cannot do so, for example for a credit card debt, violates Texas and federal debt collection laws.
Class-Action Settlement Provides Free Credit Monitoring
If you're thinking about buying a home or refinancing - even if you've got excellent credit - you may want to avail yourself of a forthcoming free service that could help you get a better mortgage rate. Under the terms of a national class-action settlement, you may qualify for six or nine months of daily monitoring of your credit file plus unrestricted access to your credit report and score. To be eligible, you need to have had any form of open credit account - a charge card, student loan, auto loan or mortgage - at any time between Jan. 1, 1987, and this past May 28. Click here for more.
Lenders Create a Bankruptcy Monster
The bankruptcy reform law isn't working as advertised -- and lenders, whose loose lending standards contributed to the problem, appear to be abusing the system. Click here for more.
The (Used) Car of Your Dreams
Get the auto you want, for the price you want to pay, by letting a dealer be your personal shopper. Click here for more.
A Battle Looms for the Overhead Bins
The carry-on-baggage police will soon be out in force at airports. As American, United and US Airways prepare to start collecting fees on every piece of checked luggage, including $30 round trip to check one bag and an additional $50 round trip to check a second, they are also getting ready to strictly enforce limits on carry-on baggage. Click here for more.
Your Money
Buy or rent your next home Click here for more.
For the Lawyers
Duty to warn employees falls on independent contractor not property owner. The Texas Supreme Court has apparently reinstated the no-duty rule by stating that the duty to warn falls on independent contractor and not property owners because the independent contractor controls the method of its employee's work Click here for more.