The People's Lawyer Consumer News Alert
Center for Consumer Law
  Volume 103 Number 12

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The People’s Lawyer’s Tip of the Day

In Texas, it is unlawful for a business to charge more to someone who uses a credit card. On the other hand, it is legal to give a discount for someone who pays cash. Why? Credit card companies discount the amount they pay a merchant when you pay with a credit card. A store receives "more" when a customer pays cash. Giving a discount to cash customers is a way to treat both cash and credit card customers the same.

For more general information about the law, check out my website.
 Click here for more.

Halloween Health & Safety Tips

Halloween is a day that can be fun and exciting for children and adults. However, from dressing up to trick-or-treating, there are safety tips you should be aware of before you celebrate.

To view the CDC's list of health and safety tips for Halloween,
 Click here for more.

CDC Issues Guidelines for Treating Ebola

The Obama Administration has issued new guidelines for people at high risk for Ebola.

According to the Centers for Disease Control and Prevention, the recommendations are individualized based on a persons own risk. A person with a known exposure would be subject to voluntary quarantine. Since most health workers would return with at least some risk of Ebola, the CDC would follow up by using daily phone calls.

Unlike New York and New Jersey, the CDC plan doesn't include a mandatory quarantine for those at risk. However, states may continue to create their own guidelines based on their needs.
 Click here for more.

Your Money

Compare car loan rates!
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For the Lawyers

Debtor generally is not required to show intentional or knowing violation under Fair Debt Collection Practices Act and may assert claim without first disputing the debt.

The Fourth Circuit held that a consumer does not have to first dispute her debt to maintain an action under the FDCPA. The court also held that a debt collector’s letter stating an account had not been satisfied when the debt had been fully paid was false on its face and misrepresented to character, amount, and legal status of the debt, in violation of the FDCPA.
Click here for more.

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