The People's Lawyer Consumer News Alert
Center for Consumer Law
  Volume 137 Number 9

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The People’s Lawyer’s Tip of the Day

Prepaid debit cards are a good way to avoid the interest and fees associated with credit cards, right? Wrong! Many prepaid cards include fees to activate them up, review your account, use an ATM or reload the card. Be sure to shop around and read the terms before signing up for any prepaid card. 


Anthem pulls Obamacare policies in Virginia

More than 200,000 Virginia residents who currently have an Obamacare policy though Anthem Blue Cross Blue Shield will have to change providers, as a result of the company's announcement that it will no longer provide coverage under the Affordable Care Act (ACA). Virginia is not the first state to face this problem. Anthem previously withdrew from Indiana, Nevada, Ohio, and Wisconsin. Click here for more.


Your Money

5 Money Problems You Should Never Solve With A Personal Loan: (1) Paying For College Or Refinancing Student Debt; (2) Financing A Car; (3) Consolidating Smaller Debt; (4) Paying For A Vacation; and (5) Covering Expected Major Expenses.  Click here for more.


For the Lawyers

FDCPA defendant cannot avoid liability for a violation based on its reliance on circuit precedent or any other bona fide mistake of law. The Seventh Circuit held that its 2014 holding reversing a 1996 decision relied on by the Defendant was required by the 2010 Supreme Court decision in Jerman v. Carlisle, finding that the FDCPA’s statutory safe harbor for bona fide mistakes does not apply to mistakes of law. The court stated defendant cannot avoid liability for a violation based on its reliance on existing circuit precedent or any other bona fide mistake of law. Oliva v. Blatt, Hasenmiller, Leibsker & Moore, LLC (7th Cir. 2017). Click here for more.

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